Career Coaching Success System

From:  Marcia Bench
Portland, Oregon, USA

Dear Friend, Are you an employed or self-employed professional who… Is feeling frustrated and exhausted trying to keep up with commuting, working a stressful job, and trying to find time for yourself and your family? Wants to work fewer hours while earning more money? Really wants to make a difference in the world but doesn’t know where to start?

• Is tired of being at the whim of the economy or your market as to whether you have clients – or a job?

• Knows somewhere inside you that it is possible to have fulfilling work and make good money – if you could just find the right outlet?

• A “natural coach” that other people seek out for advice – and you’d love to turn this natural ability into a business?

• Wants to increase your income through a new skill that would be highly valued – and well compensated – by enthusiastic clients and customers?

Then this letter is written for YOU! 

I Used to Be Exactly Where You Are Now!

Just a few years ago, I was a former lawyer (I’d already left that profession out of dissatisfaction!) and dissatisfied executive vice president looking for something new.  I had owned my own business in another field outside of coaching, but out of frustration with the ups and downs of cash flow took another “j.o.b.” just to make ends meet!

The whole time I was in that job, working personally with 100 clients per year doing a rote process that allowed me no room for individuality or freedom, I was looking for something more….  I went to networking meetings and seminars, read self help books, and watched DVD’s of successful people making millions in real estate, professional speaking, entrepreneurship and more.  But I couldn’t find my place in that picture!

Sure, the money was okay – but I never felt like I was valued as a person, and always felt underpaid.   Sure, I had money and respect…but I dreaded Mondays and longed to do something that allowed me to use my talents, have them valued, and give back in a more substantial way.

Then one day an intriguing brochure came across my desk about a local luncheon meeting on “coaching.”  I had never heard of it, but somehow coaching immediately felt like something I wanted to know more about.

I called the program director (since I was not able to attend this meeting) and took her to breakfast..  Thankfully she told me more about what coaching is, and introduced me to a coach training program she had enrolled in.  And she said there was just one more spot in the next class…which started in 3 days!

Now you have to understand that I do not normally make decisions quickly (or at least I didn’t then!).  I wanted weeks to think it through and research it.  But I learned that “opportunity often finds you before you think you are ready”…and I had to move quickly.

So I learned more about it, reviewed their web site, closed my eyes and gave them my credit card information – yikes!  I jumped in the deep end of the pool…and instead of drowning, I found a whole new world that has changed my life and business for the better ever since.

I went to the first coaching teleclass thinking I would be one of the “seasoned” people in the group based on my 15 years of business experience…but I soon found out that coaching was entirely different from anything I had done to date, and that I was a “newbie” along with all of the other professionals in the class!

Not only did I complete the basic level training, but also the master level…and then went on to found my own coach training company, Career Coach Institute, combining my knowledge of career development with my newfound coaching skills.

Fast forward to today…

Now, My Life and Work Are What I Had Dreamed Of…

After I learned not only how to do career coaching, but the secrets of information marketing, I actually earned the right to quit my job!  I was thrilled…my husband and I sold our house in busy, crowded southern California and moved to a small Arizona resort town. 

How many professionals could choose the place they live based on where they WANT to live, instead of where the jobs are?  But we could…because now I was a coach!  I could coach by phone and live wherever I wanted!

We built a new home, and I designed a home office in that home.  I worked from that town for 5 years – and because most of my work was done by phone and computer, I worked with students and clients  in dozens of states, provinces and 35 countries around the world

I now work the schedule I choose, from anywhere I choose, and with whom I choose! 
I even worked from a yacht for a year!

In contrast to the “TGIF” mentality, my mantra is “TGIT” – Thank God It’s Today and I get to work in my chosen profession and have FUN!! 

I’m proud to be earning well into the 6-figures annually…making more in one month than I made in an entire year in my former career (even as an attorney)! 

I get to spend time with my delightful grandchildren, my spouse, and my family.  My work allows me to be completely available to my family, which is vital as theya re my first priority.  Recently, I also had the opportunity to help my mother as she coped with the loss of my dad earlier this year.   

If I was still working for someone else, I would probably have to quit my job to tend to family matters.  But since I am self-employed, I can decide what’s most important and do it – and my business continues to run itself!

I recently purchased and moved into EXACTLY the home my husband and I desired – one that is maintenance free so that we can travel freely and know it will be there when we return.  It’s in our favorite place in the world – Portland, Oregon – near our family.  And it’s a direct result of my taking the steps to create my own professional path and business!

I share this with you not because I want to impress you…but because I want you to know that wherever you are right now, freedom, fulfillment, and an unlimited income are possible for you too! 

I’m living proof that you can have the career of your dreams – it’s within your reach now.  And so are the students we have trained worldwide over the past 7+ years.

Here are the Facts About This Exciting, Fulfilling, and Lucrative Career

Coaching is a fairly new industry as industries go…it began in 1989.  And we were the first to apply it to career in 2001.  So you are getting in on the ground floor of a HUGE opportunity!

Here are some facts you will want to know…

About coaching:

• Coaching is now a $1.5 billion industry
• Coaching has been rated one of the top ten home-based home-based businesses to start by national business magazines
• People who use a career coach get jobs 15 to 46 percent faster than those that do not, according to Lee Hecht, Harrison
• Coaching is the second fastest growing profession next to management consulting

Facts about today’s workers (career coaches’ clients):

• Most people change careers 10-14 times during their lifetime
• The average job lasts just 2 to 3 years
• The corporation as we know it will not exist in 20 years (Tom Peters)
• The average worker today holds nearly 10 jobs before age 36 (US Dept. of Labor)

Given these facts, you can see why career coaches are in such demand – and there is an UNLIMITED market!

You can learn the skills and knowledge you need to be a successful career coach in as little as 12 weeks…and earn your tuition back within the first few months! 

But I’m getting ahead of myself…

What IS Career Coaching Anyway?

Career coaching is a specific way of working with people – over the phone or, if you prefer, in person – to help them discover what would most fulfill them and creating the path to get there.  They may be in job transition, or they may simply be unhappy in their current position.  You learn to help by asking coaching questions, providing feedback, helping them stretch beyond what they thought was possible, and keeping them accountable on the path to their goal – including overcoming any barriers that may arise.

You might (as many students do) simply work one-on-one with a select number of clients and combine your coaching with other related activities such as training, speaking, writing, recruiting, counseling, and creating and selling information products (books, audios, etc.) that help the clients in your “niche.”

Or you might get called into a company to help them increase morale and improve the bottom line with a career development initiative including coaching. 

A growing niche is to coach people in the Baby Boomer generation to plan work during “retirement” – after their full-time career when they do something they enjoy, part-time or on a contract basis.  You might even help someone decide whether to leave a corporate position to become an entrepreneur – or return to the corporate world after a sabbatical or family leave break in their career.

Career coaches work with people throughout the life spectrum, from the first job in high school or college to career transitions during the primary working years, to retirement.

So what is life like as a career coach?

Imagine that THIS is YOUR Work Day

Imagine that tomorrow as you wake up, you actually look forward to your day.  You don’t have to dress for success, you don’t have to battle the freeways during a stressful commute to work.  You begin by getting ready, showering and dressing in a leisurely way.

Then, you stop by the kitchen for a cup of coffee or tea, and stroll to your home office.  You sit down at your computer, check your schedule for today – a few coaching clients, some creative writing time, and lunch with a friend. 

And as you glance through your emails, you are delighted to see, in your “in” box, dozens of orders for your new product, 20 emails from prospects eager to hire you as their coach, and wanting to get started right away.  A few people have subscribed to your newsletter or joined your membership site.

Since you’ve become a recognized expert in your niche, you attract only the clients that are ideal for you.  Not only that, but a couple of reporters from leading trade and national publications are requesting interviews with you for an upcoming issue.  And several of your satisfied clients have emailed you to say how grateful they are for the help you’ve given them.

You work confidently with your clients, knowing you have a proven system to help as many people as possible reach and maintain satisfaction in their work and life.  You are in charge of your own destiny, no longer at the whim of a manager laying you off, the industry declining, or company politics.

You have a virtual staff working for you that handles all the details of your business and frees you to do what you most love to do:  make a difference in people’s lives.  And you’re making more money than you have ever made per month, consistently.)  You feel contented, fulfilled and confident…and are truly doing what you love and loving what you do.

You only work 4 days per week, take several weeks off per year, and are easily able to balance your life and spend time with your family and loved ones. 

Best of all, you have a freedom and independence you have never had before – freedom to express your gifts, to be your best self and enjoy the money you make!

Sounds great, right?

And you CAN have it!  In fact, I’d like to walk you through the process of creating your own career coaching business with the system we have developed and perfected over the past 7+ years.

Here are the Secrets to EXACTLY how I’ve achieved this dream business…and how you can too!

Over the past 20 years, I’ve spent tens of thousands of dollars and hundreds of hours, studying with the top mentors, coaches and experts in career development and marketing, figuring out a system I used to:

• Coach more than 500 executives, managers, and entrepreneurs to help them execute a successful job search, find more fulfilling work, and claim the life and work balance they desired
• Work in my own businesses as well as in corporate and government positions to help others – so I can help you coach people in a wide range of situations
• Write more than 20 books on career development, coaching, business start-up and management, and the changing workplace
• Present over 500 speeches, workshops and seminars around the world
• Get media coverage including print, television, radio and more
• Become a world-recognized leader in the career coaching industry, with clients in 35 countries
• Create a business that generates average of over $37,000 per month from coaching and related services and products
• Spend time with leading authors and celebrities – here are a few recent photos:

Over the last 7+ years, I have continued to perfect, improve, and tap into the current trends in coaching, career development, job search, the internet, and more…teaching over 1000 students how to become successful career coaches.   

Is this the right career for you?

Who is Right For Career Coaching

The very first qualification to be a career coach is that you have a sincere desire to help others.  Whether you seek to apply coaching within your company or form your own business, it is about helping people realize their dreams – and transcend barriers.  It takes a heart-felt commitment to do this!

There are no official prerequisites to be a successful career coach.  Our students span many personality types, industries, backgrounds and locations.   But most of our students come from one of 5 groups:

1. Frustrated, burned out or dissatisfied managers, professionals  and executives in a wide ranges of industries, from finance to manufacturing, high tech, medical devices, utilities, health care, and more
2. Life coaches and executive coaches that want more in-depth training in how to coach people about career and work issues
3. Career counselors that want to update their skills or add coaching to existing offerings
4. Trainers, authors, consultants and speakers that desire to use coaching as a follow-on service to help attendees and readers implement the principles they teach
5. Recruiters and executive search professionals that want a profit stream to carry them through economic downturns (since career coaching is recession-proof, it perfectly fits this need)

You will need to possess three types of traits to be successful as a career coach:

• Excellent ability to communicate. You must be able to listen well, build rapport, and observe strengths and obstacles in clients, and bve able to communicate in a positve yet firm way.
• The entrepreneurial personality (assuming you are seeking to start or expand your own business). This includes being achievement oriented, able to work independently and be self-directed, and to follow through on your goals – even when it gets challenging!
• Business management skills such as the key elements of a web site, marketing principles, bookkeeping basics for entrepreneurs, sales, finance, business and strategic planning, and the like.  (These can be learned through some of the bonuses included with your training – see below!)

Can Companies Benefit From Career Coaching?

In short, yes!  We have a number of corporations, workforce centers and government agencies among our clients.

Here are some of the results of companies using career coaching:

• At least 6 out of 10 of the Fortune 500 use coaching in their firm (Manchester)
• Companies in which employees become “engaged”—that is, become fully involved in and matched well with their work—experience increased sales, customer loyalty, and profits (Gallup)
• Companies that offer coaching along with training alone experience 4 times the increase in productivity they do with training alone (Public Policy Administration)
• Coaching provided to executives with major corporations provides ROI of at least 5.7 times the cost of the coaching (Manchester)
• Fully 86 percent of companies hire coaches to sharpen the leadership skills of high potentials, and 72 percent hire them to correct management behavior problems

We have worked with companies in such industries as relocation, health insurance, government, workforce development, and more to help them develop a coaching team and/or initiative.   We typically train an initial group of staff who will work as internal career coaches, and then serve as the company's outsourced training firm for future staff that come on board as well. We offer ongoing suport as you put your coaching team in place.

What Career Coaches Earn

The income you earn as a career coach depends entirely on your willingness to apply the systems we teach you to a carefully crafted market, with a strategic business perspective. Whether you want to supplement your existing income with an extra 10 to 25 percent per month, or want to build an entire new business (as many students do) earning $100,000 or more, both goals are with your reach as a career coach.

The traditional coaching model calls for billing clients $300 or more per month for 4 half-hour sessions (plus optional additional services) – more if you have related experience, education or expertise.  But newer models of coaching delivery allow you to earn much more per client through packaging other products and services with yoru coaching and offering online benefits that provide passive income. Fees can increase from there, and will vary depending on whether coaching is packaged with other items such as assessments, membership site access, e-book, workbook, and the like. 

So with just 10 clients you make $3000 per month. And with the new innovative bundled pricing strategies we teach, you can reach a 6-figure coaching practice within 1-2 years! It takes a solid plan, a sequential marketing process, and dedication to excellence.

The bonuses on launching and marketing your practice which you receive with your Career Coaching Success System (see below) are designed to help you build a successful practice by doing what the successful coaches do. Another variable is other activities that provide additional profit centers, such as selling assessments, writing and selling books and e-books, speaking for pay, etc. 

But you can definitely earn a good living – whether you want a few dollars to afford a nicer car or extra vacations, or intend to build a 6- or 7-figure business.

The Skills and Expertise You Will Gain

We know from experience that there are four primary areas you must master if you are to become a skilled career coach.  And our materials address each of these areas.

1. Part One of the Training --The Practice of Career Coaching:  First, you need to understand the industry of coaching, and career coaching in particular.  And that includes the ethics of coaching -- all of this is covered in Part 1.
   
2. Part Two of the Training --Authentic Vocation Model of Career Design: Next, you need to have a template to use with clients to help them design a job and/or career that will be both fulfilling and financially rewarding.  We help you understand and learn to use the 8-part Authentic Vocation™ Model of Career Development.  It not only helps the client with his/her job choice, but with his/her overall purpose in life.  The model has been proven over 20+ years and is highly effective with all types of career coaching clients -- especially those in midlife or mid-career! 
   
3. Part Three of the Training --QuantumShift! Coaching: Now that you know the elements of an ideal job or career, how do you facilitate the client's discovery of it?  That's where our trademarked QuantumShift!™ Coaching comes in.  Incorporating all 70 of the ICF core coaching competencies, you learn a simple -- but not necessarily easy! -- 3-step model and the 3 levels of coaching that are available.  Powerful questions, listening techniques, feedback, modeling, keeping clients accountable while being supportive, and more are included in Part 3. 
   
4. Part Four of the Training -- Job Search Mechanics: And finally, in Part 4, you discover how to coach clients on all aspects of their job search.  From resumes to networking, interviewing skills to negotiating, and what proportion of unpublished vs. published job leads the client should use -- you learn it all here.  You’ll even get insight into how to use LinkedIn, Facebook and MySpace – as well as personal branding – to help your clients get the job they want!

But that’s not all!

Yes, I’m ready for you to rush me my copy of the

Career Coaching Success System!

9 Ways We Are Unique – and Why You Should Get Our Training Materials NOW!

1.  Leading the way: We are the oldest and most established career coach training school ever!!  We are the go-to experts and innovators of career coaching.   Our training is the “gold standard” by which others were created. We have trained and certified hundreds of students who have gone on to launch their own successful career coaching businesses.

2.  Original content:  Our founder, Marcia Bench, authored the first and only textbook specifically focused on Career Coaching: Career Coaching: An Insider’s Guide.  This benchmark textbook and its companion Study Guide was just updated and revised in May 2008 – and you get the new edition of these valuable resources with your training!  This textbook creates and foundation for our training programs.  In other words, we have authored our OWN model and content. We don’t ask you to read someone else’s book to learn coaching --you read ours and use our workbook, our audio content, and our proprietary models for career design and for navigating the job search. 

3.  ICF Accreditation:  Our coach certification program has been accredited for 30 hours of Coach Specific Training by the International Coach Federation (“ICF”) when you upgrade to take live teleclasses too.   This coveted designation is awarded to programs that meet professional standards for coach training programs established by the ICF.

We are also accredited by the Institute for Career Certification and other associations.  

4.  A customized, flexible learning experience for busy students:  We offer a one-of-a-kind blended learning approach with maximum flexibility and a personal touch.  You can choose from books, workbooks, online discussion groups, audio, and more.  If you can’t attend teleclasses each week, listen to the mp3 file of the class – or download it to your ipod!  Want a refresher or need to reinforce something you missed?  Just flip to that page in the book or listen to that file on the audio. We accommodate multiple learning styles, so whether you like to learn visually, auditorily, or kinesthetically, you will learn easily with our methods.

5.  Experience:  Marcia Bench, an accomplished author, speaker and Master Certified Career Coach who has coached over 600 clients, has more than 20 years expertise in the career coaching industry. Through our training programs she shares the HOW’s of career coaching. She is certainly an innovator worthy of being your role model!  In addition, our faculty have decades of experience in coaching and career development.  You will be learning from some of the world’s leading experts!

6.  Real-time coaching demos:  You hear the author of the program coaching clients in real time, in 12 key areas, on the Coaching Demonstrations CD's. You'll know what good coaching sounds like so you can do it too!

7.  Multiple learning methods:  We know that some adult learners prefer visual learning, some auditory, and some kinesthetic.  That is why we provide a trademarked multi-dimensional learning system. We provide books, interactive workbooks, and audios. Regardless of your learning method, you will absorb and maintain the principles and skills necessary to create a thriving coachaing practice.

8.  Niche-specific training opportunities:   As coaching grows in popularity, it is even more important that you create a niche.  You may also want to develop specialty areas such as retirement, spirituality, entrepreneur coaching, and more.  We offer our students the ability to specialize in these areas and offer electives that give you comprehensive knowledge of the subject areas of greatest interest to your clients. These unique specialty programs allow you as our student to carve out your own niches within the career coaching field and establish yourself as an expert. 

9.  Ongoing Support:  We don't just teach you coaching. We also teach you how to set up and market your services to build a full career coaching practice. And we don’t stop supporting you on graduation – we provide ongoing educational opportunities so you can stay on top of recent trends.

Yes, Marcia, I’m ready to get my copy now!

Here’s Exactly What Your Career Coaching Success System Kit Includes

When you reserve your Career Coaching Success System Kit, you receive:

This proven system – which we have used to train nearly 1000 coaches around the world – is the newly revised foundation of your training.  It includes:

a. 445-page Second Edition textbook, Career Coaching: An Insider’s Guide, covering all four key areas of expertise you need: Getting Started in Career Coaching, the Authentic Vocation Model of Career Design, QuantumShift Coaching, and the entire job search from A to Z in the Job Search Mechanics section
b. 200-page Study Guide,
c. 4 CD’s of Audio Lectures corresponding with the 4 Parts of the book and course
d. 2 CD’s of Coaching Demonstrations of each of the 8 parts of our career design model as well as 4 other coaching situations
e. 27 e-modules (narrated online Power Point) that further reinforce your learning through the other components of the System

Become a lifelong learner! We are your “secret weapon” that helps you stay up with – or even ahead of – the curve as our industry changes.  Delivered conveniently by email on the 15th of each month.

Yes, I’m ready to buy!

What Is My Investment?

When I was in your shoes, unhappy in my job as an executive and longing for a way to get OUT…to carve my own path to success…I looked at the coach training I invested in as an investment in my future.  The tuition you invest is your “seed money” for your future business and personal earnings.  Your return on investment just the first year of your coaching business could be 20 times your tuition – and that’s if you earned just $60,000!

For a limited time only, you can get your Career Coaching Success System for $400 off the retail price!!

Let me put this in perspective.  If you were to be mentored 1:1 by me to learn career coaching, at my hourly rate of $500/hour, it would cost you in excess of $9000.  And that’s before you start the process of setting up your business and doing your marketing!

What You’ll Lose Out on If You DON’T Get In On This Opportunity

Okay, so by now you’re probably thinking this sounds like a good idea…and you would like to become a career coach.  But maybe you are putting it off, thinking you will wait for another 6 months, ask a friend about what they think, etc, right?  Or you’re moving, going through a divorce or other life circumstances are changing.

I want to ask you to think about where your life will be in 6-12 months if you DON’T get started on your path to career coaching now.  You’ll still be on the merry go round of commuting to a job you don’t like, feeling dead-ended, having no time for yourself or your family – and earning exactly what you are earning now.  And your gifts and talents will be wasted!

If you are a business owner now and considering adding career coaching to what you already do, if you don’t enroll you’ll still be struggling to make ends meet, wishing you could do something to add revenue to both top and bottom line – and be at the mercy of the economic ups and downs.

Tony Robbins once said that “It’s in your moments of decision that your destiny is shaped.”
What will your destiny be if you embark on a new career now that will increase your income, your fulfillment and enjoyment of life?  What will it be if you don’t?

Register NOW and I’ll Give You These Valuable
FREE BONUSES!

You will receive over 30 forms, templates and worksheets in downloadable pdf format from our renowned Career Coaches Toolbox – both in print and in downloadable format you can customize for your business.  This will save you months of time and thousands of dollars compared to what it would cost to create them yourself!

Any successful business person knows when to ask for help.  And if you are new to something (as you are to career coaching), you may not know where to go!

I have gleaned and prescreened the best resources in dozens of areas you will need to get your career coaching business or program started…and they’re all here in this invaluable resource list.  Whether you need a web designer, an assessment vendor, a resume writer, a fulfillment house, a virtual assistant or other type of professional, this guide will save you hundreds of hours of searching in frustration for what you need. 

Should I incorporate?  When shall I file my business taxes?  What about protecting my client list and proprietary information in my business?  Should I get insurance?  These are just a few of the questions people often ask when they are starting their coaching business.  This valuable bonus answers them – and more!  You will get a step-by-step guide to launching your business, easily, effortlessly, and with clarity!

You know you need to market your coaching business…but where do you start?  Even if you have marketing experience – and especially if you don’t! – you need to have a plan that guides your prospects through a carefully crafted “staircase of trust.”  And this manual takes the mystery out of marketing!  You’ll find out how to use teleseminars, books, e-books, articles, affiliates, your web site, and more to create a rush of clients to your door.

For the FIRST 50 people that reserve their Career Coaching Success System during our launch, you ALSO get this NEW bonus report with 101 ideas you can start implementing NOW – even if you are just starting out as a coach – to find the right clients for you, get them on board, and start serving them.  Get your practice off to a quick start with this bonus, ONLY available if you are one of the first 50 that claim your kit. 

“PLUS…you get 2 FREE MONTHS in the Silver level
membership in Marcia’s brand new "Purpose,
Passion & Profits" Mastermind” (a $94 Value)

After training career coaches for years now, I have found that, like many people, you need regular, monthly support for the new skills and principles you are learning.  Our industry is one that is changing constantly, and I want to be sure you stay up to date on the latest developments. 

That’s why I’m giving you 2 FREE MONTHS of my brand new Silver Level "Purpose, Passion & Profits" Mastermind!  This exciting program delivers…

• One LIVE phone meeting per month with me and my hand-picked experts in the areas of career development, job search, marketing, business success, life and work balance, wealth creation, and more.
• Online digital recordings of each and every call, and CD recordings of each call shipped direct to your door.
• Private online access to our entire community of member career coaches (for networking, getting questions answered, and more)
• Marketing templates such as brochures, coaching packages, and turnkey Power Point presentations
• Plus occasional BONUS calls, discounts on one-on-one coaching days and other surprises (you have to be a member to find out what they are!)

More details on this program are coming soon.  But YOU get 2 FREE months with your registration for the training!  (Please note this offer is for “NEW” Mastermind members only.)

No need to delay – your membership benefits will begin as soon will begin as soon as you register for the training.  If after the 60 days you want to cancel your membership, just let us know by phone or email, and we will stop your membership immediately.  Otherwise, we will automatically begin charging your credit card only $47 a month for your Silver membership for this great value.

I look forward to helping YOU live the lifestyle you have always wanted, helping others and enjoying abundance, fulfillment and joy every day.

To your success,
Marcia

Marcia Bench

P.S.  I have invested nearly $100,000 in getting the training and education that went into developing this training – and you can get the benefit of this knowledge for a fraction of that price!

P.P.S.  Einstein once said that “Insanity is doing the same thing over and over and expecting different results.”  Isn’t it time to do things differently and change your life for the better? Get your copy today!

P.P.P.S. Want to enroll in our FULL Certified Career Coach program with live teleclasses and over 200 hours of online audio training? Click here for details!

Still Undecided?

Ask me and my staff any question about the training
and we'll help you decide if it's right for you.

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Legal Disclaimer: Every effort has been made to accurately represent our product and its potential. Any claims made of actual earnings or examples of actual results can be verified upon request. The testimonials and examples used are exceptional results, don’t apply to the average purchaser and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation. As with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money.

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